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Financing

Neighborhood Finance Corporation (NFC) Programs

Explore local funding opportunities through the Neighborhood Finance Corporation (NFC), a non-profit devoted to community revitalization. The NFC offers a variety of programs to cater to different financing needs. Below is a detailed chart outlining the available NFC programs and incentives. Be sure to view the interactive map below to see if your house is inside the NFC territory. For further information and clarifications, please contact Bryce Dake (NMLS #1897289) at 319-777-7128 :

Document
Program Name

Incentive Amount

Description

Qualification

NFC Forgivable Loan $15,000 Used for home improvements such as finishing the basement or adding a garage No income limits
NFC Closing Cost Assistance $2,000 - $2,500 Closing cost assistance 80% - 120% area median income
NFC Neighborhood Reinvest $10,500 Down payment assistance 100% area median income
NFC Journey to Homeownership $15,000 Down payment and closing cost assistance African American/Black homebuyers earning up to 100% area median income
NFC Energy Advantage Program $10,000 Used for energy improvement projects No income limits
City of Cedar Rapids First Time Home Buyer Program $1,000 - $14,999 Down payment and closing cost assistance 80% area median income
Federal Home Loan Bank
(as funds available)
$7,500 Down payment assistance 80% area median income

Household Income based on Household Size:

Document
Household Size

Household Income 80% Area Median Income

Household Income 100% Area Median Income

1 $53,000 $66,300
2 $60,600 $75,700
3 $68,150 $85,200
4 $75,700 $94,600
5 $81,800 $102,200
6 $87,860 $109,800
7 $93,900 $117,400

For further information and clarifications, please contact Bryce Dake (NMLS #1897289) at 319-777-7128 . Visit NFC Cedar Rapids or view their site below. 

At Cutter Construction your construction aspirations are at the core of what we do

We are dedicated to providing flexible financing solutions to ensure your residential or commercial project sails smoothly from inception to completion.

Here are the curated financing options we offer:

Financing Options from GreenSky
Finance Your Project
Plan 9991
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362.
www.nmlsconsumeraccess.org.
GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

GreenSky Financing

Fixed Rate APR for 120 Months

Plan 9991. Loan term is 120 months and rates range from 9.99%-22.99% APR. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 22.99% APR, 120 monthly payments of $21.35.*

Apply Now

*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362.
www.nmlsconsumeraccess.org.
GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.”

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Email now
Discover more and Apply Here
Most Popular

Option # 1

12 Months – No Interest No Pay (2521)

  • Enjoy a payment-free and interest-free period for 12 months.
  • If NOT paid off by month 12, it converts to an 84-month loan with a standard interest rate of 17.99 % to 26.99%.
Most Popular

Option # 1

12 Months – No Interest No Payments (2521)

  • Enjoy a payment-free and interest-free period for 12 months.
  • If NOT paid off by month 12, it converts to an 84-month loan with a standard interest rate of 17.99 % to 26.99%.

Option # 2

12 Months – No Interest with Payments (2611)

  • No interest charged if paid off within 12 months.
  • If not paid off by month 12, it converts to a 36-month loan at a standard interest rate of 17.99% to 26.99%.

9991 Loan

12 Months – No Interest with Payments (2611)

  • 120-month loan term with rates from 9.99% to 22.99%

Option # 3

  • Reduced Rate of 6.99% for 60 Months (2716)

Option # 4

  • Reduced Rate of 9.99% for 120 Months (2740)

Option # 5

  • Reduced Rate of 10.99% for 84 Months (2720)

Commercial Financing

For our commercial clientele, we offer financing solutions to cater to the unique demands of commercial projects. Secure financing up to $1,000,000 to expedite the realization of your commercial construction ambitions. This robust financing solution is designed to provide the financial leverage needed to drive your commercial project to success while preserving your business’s liquidity and financial health.

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Commercial Financing Apply Here

Request an Estimate

Or call us at 319-900-5497
Top Deck Contractor in Cedar Rapids

Customer Reviews

In one word: Outstanding! These guys are craftsmen, who take great pride in their work. They don’t cut corners, and go above and beyond what is expected. And to a man, every one of the men who worked on our project (a 9’ X 20’ Terex Deck) were personable, friendly, and fun to have around. Mike Cutter worked with me to get the price point I wanted on the project, and it turned out much nicer than either my wife or I could have hoped for. Highly recommend Cutter Contruction!

 5/5
Gary Cotton
December 4, 2021

Went with Cutter Construction even though their bid was a little higher. Bryan did a lot of leg work with the city to make sure we were compliant with city zoning. Great work. Great communication.

 5/5
David Rezabek
November 23, 2021

Cutter did a great job replacing our driveway. They kept us informed when there were delays in their schedule (due to weather, not over-promising). They responded quickly to any of our phone calls, they honored their original quote, they worked hard (in some VERY hot weather) & they were as careful as possible with our yard and garage. We definitely recommend them.

 5/5
Guy Willia
June 24, 2021

Cutter is well managed. The guys work extremely hard! Currently, I don't feel worthy of this beautiful driveway. My project did involve a drain, which isn't as common. It was also a chance to train newer employee, bringing some value to them as well. Many of us are still fragile from derecho. Hope I made them feel welcome with treats. Many thanks!

 5/5
Mary Rogers
June 6, 2021

Cutter did a wonderful job on our driveway, sidewalks, porch and brick. I would highly recommend this company.

 5/5
Rick Zettler
May 9, 2021
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Email Us:
sales@cutterconstructionllc.com

1049 Juniper Dr SW
Cedar Rapids, IA 52404-1528

Call Us:
319-900-5497

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Top Deck Contractor in Cedar Rapids

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